Posts by BenWilson
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IO, face it, you've been unlucky. Thinking you have a talent for finding dogs is just as irrational as thinking the opposite. It would be a sweet talent, in fact, you could just reverse what you say and avoid the dogs.
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When did the financial management mob take over the world (and this blog)???
I'm betting it wasn't long after counting was invented.
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No high hopes here. Broadband will remain wretchedly expensive.
Predicting technological advances is a mug's game. Even Moore's law may fail us.
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And I got it because ... I'm a freak for that stuff?
Did you instantly think "Hmmm, I wonder if she's saying it was zero, or infinitely negative?"
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To me it just looks like a good time to buy. I'll wait for the US to hit rock-bottom though.
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Oh no. The last guy who made me that offer ended up standing over me in a car park wearing a zebra-skin hat screaming 'Don't make me go upside your head'.
Sounds like a story worth hearing. Last guy who made me that offer was from AMP. I gave them about $1500, then realized I actually wanted my money before I was 60. At which point it was made clear that the penalty clauses meant I would get about $400. Fortunately AMP demutualized a year later and I got $3000 worth of shares. A lucky escape.
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I don't have anything like the discipline required to accumulate 5k in the bank. I'm impressed and a little frightened by people who can exercise such self-control - who knows what else they're capable of?
I thought that, then I tried it, and it's surprisingly easy. Set up an A/P to yourself. If your lack of discipline stems from the temptation to withdraw, get one of those accounts that only lets you put money in, and charges horribly for withdrawals. They tend to pay higher interest anyway.
Then you too can be capable of anything.
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I think I got it Ben ...but it took me a while.
I only got it because I've seen it before.
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Danyl, what Stephen said :-)...
There are a lot of funds which operate on a contribution basis. Lots and lots and lots. I personally like my way because when it comes time for my contribution, I could pick any fund, or indeed any investment at all. So if the US index is looking crap, you could go for a kiwi or ozzie one, or whereever. Or just hold onto the cash until it's stopped crapping out.
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Danyl. Put it in the bank, then when you get to $5,000, put it all in an index fund, and start again.
$49.50 USD sounds pretty pricey for one online trade.
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